As I visualize the robot from "Lost in Space" flalling around yelling "Warning, warning, Will Robinson!" I wish I could have been warned that my accounts were going to be frozen by a debt recovery company.

They can do it.  Send for your credit rating immediately and make sure there is no identity theft going on.

My friend had a $4,000 AT&T phone bill on hers and it wasn't hers. She only found out about it when she went to buy furniture. It took her 2 years to clear her name.

I had to go to court and get an "order to show cause". The judge, Hon. William, said to me,"This is what I wanted for you!" And he released my money.

There are free lawyers at court on Friday and Civil Law advice every other Wed, Thurs and Friday plus there is free legal aid. The Civil Court in Queens was filled with workers willing to help you with a smile to get you through the legal process.

Ironically, in the court room the Baliff had to tell the lawyers to stop talking and tell the jury to shut up. He actually kicked out a row of lawyers and told them to come back later. Cell phones kept going off. It was ridiculous. No wonder the kids can't behave in the classrooms. Their parents can't behave in the courtroom.

All in All Cut Up Those Cards and get control of your money. Start saving for your retirement now. Forget keeping up with the Jones', as my mother used to say.

Having my assets frozen for nearly a month had me truly depending on "Whatever Runs The Planet". It was amazing. I had to get one of those pre-paid debit cards to pay my bills. I had to depend on friends, my sister and my son.

Don't let this happen to you. Check your credit rating free once a year by writing to them. Google the web for the address.

It's summer- read a book- get some fresh air- Be Well- Stay Well!!!!!!!!!!!!!